ProSaldo.net alternatives
The 5 best ProSaldo.net alternatives in 2026
The short answer: ProSaldo.net (a Visma product) is solid Austrian accounting with invoicing from €9 net (annual billing; €10 monthly) — but its automation is thin: reminders are sent manually per open item, the BASIC layout is fixed, recurring invoices need PLUS and OCR needs the GO plan. If you mainly want faster invoicing and automatic dunning, Backbone (formerly Billy; from €19/month incl. VAT) is our pick — it is our own product, and below we are transparent about where it wins and where it does not.
This roundup covers all five serious options — with verified pricing (as of July 2026), honest weaknesses and a clear "best for" per tool.
All alternatives at a glance
| Backbone | FreeFinance | kalkül | sevDesk | Runple | |
|---|---|---|---|---|---|
| Best for | AI invoicing, dunning with interest, receipts & a ZIP for your accountant (DE/AT) | Full bookkeeping incl. e-invoicing (ebInterface) | Free BAO-compliant invoicing, Austria only | Accounting & e-invoicing in the DACH region, native apps | Trading with inventory; free tier with real dunning |
| Document limit | Monthly allowance per plan; numbers not published yet | No invoice limit; OCR via credits (1,000/yr) | No limit — core features permanently free | Free: 3 invoices/month; paid unlimited | Free: 5/month; Basic: unlimited |
| Price | from €19 / month incl. VAT | invoicing from Plus: €25 / month (12-month term) or €22 (36 months) | core free; supporter tier (price not public) | from €12.90 / month; free tier: 3 invoices/month | Free (5 invoices/month); Basic €19.90, Standard €29.90 |
| Invoice from AI prompt | Yesassistant Billy, asks before sending | No | Nono AI features | No | No |
| All features via AI assistant | Yesnearly everything; also from Claude/ChatGPT (MCP) | Noreceipt recognition (OCR) only | No | Nosuggestions only (receipts, bookings) | NoAI for incoming documents only |
| Professional templates | Partially2 templates (Basic, Minimal), logo + accent color | Partially~43 fonts; free layouts need desktop software | Partiallydesign for paying supporters only | Yes11 layouts, 6 of them Premium | Partiallybranding even on the free plan |
| Live preview | Yesyou write on the page itself | NoPDF preview only in edit mode | Partiallyin the design editor, not the invoice form | – | – |
| Recurring invoices | Yesevery plan | Partiallya batch you create yourself | – | Yes | PartiallyStandard (€29.90) and up |
| Automatic email sending | Yesinvoices by email; reminders on schedule from Studio | Nobulk dunning — every run started manually | Noreminders sent manually | Partiallyseries invoices optionally automatic; dunning manual | Partiallydunning yes (3 stages); series dispatch not documented |
| Bookkeeping | Nono EÜR/VAT filing; export for your tax advisor | YesUVA & ZM straight to FinanzOnline | Partiallycash-basis statement free | Yesin the accounting plan | Yescash-basis free, UVA from Standard |
| E-invoicing | PartiallyZUGFeRD; XRechnung coming soon | YesebInterface & XRechnung from Plus | Nonot offered | Yeseven in the free tier | Nonot offered |
Competitor pricing and feature claims per the vendors, verified on August 2, 2026, prices net. Backbone details per back-bone.io as of October 9, 2026, prices incl. VAT. Subject to change.
Backbone
Invoices, receipts and dunning with an AI assistantBackbone is the alternative for everyone who uses ProSaldo.net mainly for invoicing — and wants more automation out of it. The AI assistant drafts invoices and quotes from one sentence, sends them after your confirmation, and dunning chases late payers with interest — in every plan, not a premium tier. Plus: templates with live preview instead of a fixed BASIC layout, receipts and a ZIP for your accountant, and Austria AND Germany in one account.
Full transparency, since Backbone is our product: it is NOT accounting software. If you want to handle cash-basis accounting and UVA with FinanzOnline in the tool yourself, ProSaldo.net or FreeFinance serve you better; Backbone has no BMD export either. E-invoicing: ZUGFeRD is live, ebInterface is coming soon.
Strengths
- Invoices drafted by an AI assistant, sent only after your OK — none of the other tools here can (competitors as of July 2026, per their own sites)
- Dunning with statutory interest and the €40 flat fee where the law allows — own schedule from Studio
- Austria AND Germany in one account (mandatory-detail check under §11 UStG / §14 UStG while you write)
- Clean templates (Basic, Minimal) with logo and accent color, live preview from the entry plan
- Set up in minutes, cancel monthly; AI-read receipts and a ZIP for your accountant included
Weaknesses
- No bookkeeping: cash-basis accounting, UVA filing and FinanzOnline integration are absent (a UVA template is coming soon), as is a BMD or DATEV export
- E-invoicing only in part: ZUGFeRD is live, ebInterface and XRechnung are coming soon
- No permanent free plan (7-day trial with a card on file, €0 due today)
- Web app rather than a native mobile app; public API coming soon
FreeFinance
Austrian cloud accountingFreeFinance is ProSaldo.net’s most direct competitor: likewise compliant Austrian bookkeeping with UVA filing straight to FinanzOnline — and ahead on two counts: it creates real e-invoices (ebInterface and XRechnung, from Plus) and offers around 43 fonts for branding. A 30-day trial is included.
Important for the budget: the cheap Business package cannot write invoices — invoicing starts in the Plus package at €25 net per month (€22 on a 36-month term), prepaid, with no monthly billing. Its dunning is a bulk run you start yourself — at least batched, rather than per open item as in ProSaldo.net.
Strengths
- Compliant Austrian bookkeeping with UVA straight to FinanzOnline
- Creates e-invoices: ebInterface and XRechnung (from Plus)
- Around 43 fonts for custom branding
- A dedicated German edition exists
- 30-day trial
Weaknesses
- Invoicing only from Plus (€25 or €22 net/month) — the Business package cannot write invoices
- 12- or 36-month terms only, prepaid — not cancellable monthly
- Dunning is a bulk run — you start every run yourself
- Free-form layouts need Jaspersoft Studio on the desktop
kalkül
The free tool from Linzkalkül is the answer if ProSaldo.net is simply too much for you: its core features are permanently free — invoices, the small-business rule, BAO compliance and even cash-basis accounting. The Linz-based vendor commits to keeping existing accounts’ free features free.
The limits: no AI features, reminders are sent manually, colors and layout are reserved for paying supporters (whose subscription price is not public), and there is no UVA filing like ProSaldo.net’s. kalkül states an explicit focus on Austria.
Strengths
- Core features permanently free — including cash-basis accounting and the small-business rule
- BAO-compliant invoices for Austria
- Logo upload included in the free scope
- Vendor commits to keeping existing accounts’ free features free
Weaknesses
- No AI features; reminders only manually
- Colors & layout for paying supporters only — subscription price not public
- Austria only; no e-invoicing
sevDesk
The DACH accounting incumbentsevDesk is the best-known accounting name in the DACH region, with a dedicated Austrian offering (sevdesk.at). The "Rechnung" plan starts at €12.90 net (12-month billing), the free tier allows 3 invoices per month — e-invoicing included. Add native iOS and Android apps, which ProSaldo.net switchers often miss.
On dunning, little changes compared to ProSaldo.net: reminders are sent manually per invoice, and dunning levels need the accounting plan. sevDesk’s "AI" means receipt capture plus a support chatbot.
Strengths
- Dedicated Austrian offering (sevdesk.at) plus wide DACH adoption
- E-invoicing even in the free tier (3 invoices/month)
- Native iOS and Android apps
- 11 invoice layouts (6 of them Premium)
Weaknesses
- Reminders manual per invoice; dunning levels need the accounting plan
- Custom layout only as a paid service; colors from a palette only
- AI is limited to receipt capture and a chatbot
Runple
The Austrian business suiteRunple is an Austrian business suite with inventory and warehousing — and it beats every accounting tool in this comparison on dunning: even its free tier (5 invoices/month) chases payment automatically in 3 stages, where ProSaldo.net has you send every reminder manually per open item. Receipt capture and branding are free too.
In return, Runple is a trading-focused suite: for pure service businesses that breadth is dead weight. Recurring invoices need the Standard plan (€29.90), Runple creates no e-invoices, and Germany is not served (Austria focus, no DATEV).
Strengths
- Free tier: 5 invoices/month with automatic 3-stage dunning
- Receipt capture and custom branding even on the free tier
- Full inventory management for trading businesses
- Austrian vendor
Weaknesses
- Recurring invoices only from Standard (€29.90)
- No e-invoicing
- Suite breadth is dead weight for pure service businesses
- No Germany (Austria focus, no DATEV)
How we evaluated
All pricing and feature claims come from the vendors’ own pricing and help pages, last verified on 31 July 2026 (Backbone details: as of 9 October 2026) — including the inconvenient details like tier gating and dunning limitations. Where a vendor does not document something, we do not claim it. Backbone is our own product: we rank it #1 for the use case it is built for, and we state its weaknesses as plainly as everyone else’s.
Do not choose Backbone if …
Backbone is ranked first on this page, and this page belongs to Backbone (formerly Billy). So that you can weigh that: here are the cases where another tool is the better choice.
- You already invoice public-sector clients (XRechnung)Backbone produces ZUGFeRD e-invoices, but XRechnung (and Austria’s ebInterface) is only coming soon. sevDesk, easybill and FastBill ship XRechnung in their cheapest tier, and in Austria FreeFinance creates ebInterface and XRechnung. If you must bill public-sector clients today, choose one of those.
- You want to do your bookkeeping inside the toolBackbone collects receipts, matches them to payments and takes bank statements, but deliberately does no bookkeeping: no EÜR, no P&L, no VAT return via ELSTER or FinanzOnline. Your tax advisor does the books from the export. If you want everything from one tool, take sevDesk, Lexware Office, or FreeFinance in Austria.
- Your tax advisor insists on a DATEV or BMD exportBackbone has none. It delivers a named ZIP of receipts, sent invoices, bank statements and a CSV report — or a free bookkeeper login. Any accountant can open that, but it is not a DATEV interface. If your accountant insists on one, that rules Backbone out — sevDesk and Lexware Office are built for it.
- You want a native mobile appBackbone is a web app: it runs in your phone’s browser and you can upload receipt photos with it — but there is no native app in the store (a Mac app for the timer is coming soon). sevDesk, Lexware Office, FreshBooks, Wave, Zoho and Square all ship one.
- You never want to payBackbone has no free plan: after a 7-day trial (card on file at Stripe, €0.00 due today) it costs from €19 a month incl. VAT. easybill (50 documents a month) and sevDesk (3 invoices a month) have permanently free tiers, and in the US so do Wave and Zoho Invoice.
- Your business is based in the USBackbone is built for Germany and Austria. It invoices in English and in USD, GBP or CHF too — for a German or Austrian business billing clients abroad. It does not handle US sales tax. For a US-based business, QuickBooks, FreshBooks, Wave, Zoho Invoice or Square are the better-fitting tools.