ProSaldo.net alternatives
The 5 best ProSaldo.net alternatives in 2026
The short answer: ProSaldo.net (a Visma product) is solid Austrian accounting with invoicing from €9 net (annual billing; €10 monthly) — but its automation is thin: reminders are sent manually per open item, the BASIC layout is fixed, recurring invoices need PLUS and OCR needs the GO plan. If you mainly want faster invoicing and automatic dunning, Billy (from €9/month) is our pick — it is our own product, and below we are transparent about where it wins and where it does not.
This roundup covers all five serious options — with verified pricing (as of July 2026), honest weaknesses and a clear "best for" per tool.
All alternatives at a glance
| Billy | FreeFinance | kalkül | sevDesk | Runple | |
|---|---|---|---|---|---|
| Best for | Invoices from AI prompts & automatic dunning | Full bookkeeping incl. e-invoicing (ebInterface) | Free BAO-compliant invoicing, Austria only | Accounting & e-invoicing in the DACH region, native apps | Trading with inventory; free tier with real dunning |
| Document limit | from 50/month; unlimited on Pro | No invoice limit; OCR via credits (1,000/yr) | No limit — core features permanently free | Free: 3 invoices/month; paid unlimited | Free: 5/month; Basic: unlimited |
| Price | from €9 / month | invoicing from Plus: €25 / month (12-month term) or €22 (36 months) | core free; supporter tier (price not public) | from €12.90 / month; free tier: 3 invoices/month | Free (5 invoices/month); Basic €19.90, Standard €29.90 |
| Invoice from AI prompt | Yescore feature | No | Nono AI features | No | No |
| All features via AI assistant | Yesassistant reaches every feature | Noreceipt recognition (OCR) only | No | Nosuggestions only (receipts, bookings) | NoAI for incoming documents only |
| Professional templates | Yesdesigned templates | Partially~43 fonts; free layouts need desktop software | Partiallydesign for paying supporters only | Yes11 layouts, 6 of them Premium | Partiallybranding even on the free plan |
| Live preview | Yes | NoPDF preview only in edit mode | Partiallyin the design editor, not the invoice form | – | – |
| Recurring invoices | Yesset up in one sentence | Partiallya batch you create yourself | – | Yes | PartiallyStandard (€29.90) and up |
| Automatic email sending | Yesinvoices & reminders, from the entry plan | Nobulk dunning — every run started manually | Noreminders sent manually | Partiallyseries invoices optionally automatic; dunning manual | Partiallydunning yes (3 stages); series dispatch not documented |
| Bookkeeping | Nodeliberately not | YesUVA & ZM straight to FinanzOnline | Partiallycash-basis statement free | Yesin the accounting plan | Yescash-basis free, UVA from Standard |
| E-invoicing | NoPDF invoices | YesebInterface & XRechnung from Plus | Nonot offered | Yeseven in the free tier | Nonot offered |
All pricing and feature claims per the vendors, verified on August 2, 2026. Prices net; subject to change.
Billy
The AI invoicing appBilly is the alternative for everyone who uses ProSaldo.net mainly for invoicing — and wants more automation out of it. The AI assistant creates invoices, quotes and reminders from one sentence, sends them after your confirmation, and chases late payers automatically — from the entry plan, not a premium tier. Plus: designed templates with live preview instead of a fixed BASIC layout, and Austria AND Germany in one account.
Full transparency, since Billy is our product: it is deliberately NOT accounting software. If you want to handle cash-basis accounting and UVA with FinanzOnline in the tool yourself, ProSaldo.net or FreeFinance serve you better. Billy also creates no e-invoices (including no ebInterface).
Strengths
- Invoices from an AI prompt — none of the other tools here can (as of July 2026, per their own sites)
- Automatic dunning from the entry plan — runs on a schedule by itself
- Austria AND Germany in one account (§11 öUStG / §14 UStG)
- Professionally designed templates with live preview from the entry plan
- Set up in minutes, cancel monthly
Weaknesses
- No bookkeeping: cash-basis accounting, UVA and FinanzOnline are deliberately absent
- No e-invoicing — no ebInterface either, PDF only
- No permanent free plan (7-day trial, no credit card)
- Web app rather than a native mobile app
FreeFinance
Austrian cloud accountingFreeFinance is ProSaldo.net’s most direct competitor: likewise compliant Austrian bookkeeping with UVA filing straight to FinanzOnline — and ahead on two counts: it creates real e-invoices (ebInterface and XRechnung, from Plus) and offers around 43 fonts for branding. A 30-day trial is included.
Important for the budget: the cheap Business package cannot write invoices — invoicing starts in the Plus package at €25 net per month (€22 on a 36-month term), prepaid, with no monthly billing. Its dunning is a bulk run you start yourself — at least batched, rather than per open item as in ProSaldo.net.
Strengths
- Compliant Austrian bookkeeping with UVA straight to FinanzOnline
- Creates e-invoices: ebInterface and XRechnung (from Plus)
- Around 43 fonts for custom branding
- A dedicated German edition exists
- 30-day trial
Weaknesses
- Invoicing only from Plus (€25 or €22 net/month) — the Business package cannot write invoices
- 12- or 36-month terms only, prepaid — not cancellable monthly
- Dunning is a bulk run — you start every run yourself
- Free-form layouts need Jaspersoft Studio on the desktop
kalkül
The free tool from Linzkalkül is the answer if ProSaldo.net is simply too much for you: its core features are permanently free — invoices, the small-business rule, BAO compliance and even cash-basis accounting. The Linz-based vendor commits to keeping existing accounts’ free features free.
The limits: no AI features, reminders are sent manually, colors and layout are reserved for paying supporters (whose subscription price is not public), and there is no UVA filing like ProSaldo.net’s. kalkül states an explicit focus on Austria.
Strengths
- Core features permanently free — including cash-basis accounting and the small-business rule
- BAO-compliant invoices for Austria
- Logo upload included in the free scope
- Vendor commits to keeping existing accounts’ free features free
Weaknesses
- No AI features; reminders only manually
- Colors & layout for paying supporters only — subscription price not public
- Austria only; no e-invoicing
sevDesk
The DACH accounting incumbentsevDesk is the best-known accounting name in the DACH region, with a dedicated Austrian offering (sevdesk.at). The "Rechnung" plan starts at €12.90 net (12-month billing), the free tier allows 3 invoices per month — e-invoicing included. Add native iOS and Android apps, which ProSaldo.net switchers often miss.
On dunning, little changes compared to ProSaldo.net: reminders are sent manually per invoice, and dunning levels need the accounting plan. sevDesk’s "AI" means receipt capture plus a support chatbot.
Strengths
- Dedicated Austrian offering (sevdesk.at) plus wide DACH adoption
- E-invoicing even in the free tier (3 invoices/month)
- Native iOS and Android apps
- 11 invoice layouts (6 of them Premium)
Weaknesses
- Reminders manual per invoice; dunning levels need the accounting plan
- Custom layout only as a paid service; colors from a palette only
- AI is limited to receipt capture and a chatbot
Runple
The Austrian business suiteRunple is an Austrian business suite with inventory and warehousing — and it beats every accounting tool in this comparison on dunning: even its free tier (5 invoices/month) chases payment automatically in 3 stages, where ProSaldo.net has you send every reminder manually per open item. Receipt capture and branding are free too.
In return, Runple is a trading-focused suite: for pure service businesses that breadth is dead weight. Recurring invoices need the Standard plan (€29.90), Runple creates no e-invoices, and Germany is not served (Austria focus, no DATEV).
Strengths
- Free tier: 5 invoices/month with automatic 3-stage dunning
- Receipt capture and custom branding even on the free tier
- Full inventory management for trading businesses
- Austrian vendor
Weaknesses
- Recurring invoices only from Standard (€29.90)
- No e-invoicing
- Suite breadth is dead weight for pure service businesses
- No Germany (Austria focus, no DATEV)
How we evaluated
All pricing and feature claims come from the vendors’ own pricing and help pages, last verified on 31 July 2026 — including the inconvenient details like tier gating and dunning limitations. Where a vendor does not document something, we do not claim it. Billy is our own product: we rank it #1 for the use case it is built for, and we state its weaknesses as plainly as everyone else’s.