Square Invoices alternative
Billy vs. Square Invoices: an assistant instead of a payment terminal
Square Invoices is the invoicing arm of the Square payments ecosystem: unlimited free invoices, monetized through card processing. For shops already using Square terminals, that is coherent.
For freelancers in the DACH region, though, Square fails at the first hurdle: it does not operate in Germany or Austria, and per the vendor you cannot move an existing account to another country. On top of that, Square's AI only answers questions about your business data and explicitly cannot take actions on your account.
Why freelancers pick Billy over Square Invoices
Square optimizes for payment volume in its own ecosystem. Billy optimizes for you spending less time on paperwork.
- Usable in Germany and Austria at all — Square does not operate there
- Invoice from an AI prompt instead of a form; Square's AI cannot take actions
- US-, German- and Austrian-compliant invoices in one account
- Invoices in foreign currencies — Square allows one currency per account
- No incentive conflict: Billy earns on the subscription, not on your payments
Billy vs. Square Invoices at a glance
| Billy | Square Invoices | |
|---|---|---|
| AI & automation | ||
| Create an invoice from an AI prompt | Yescore feature | No |
| AI executes actions | Yesafter your confirmation | NoSquare AI only answers questions about your data |
| Automatic payment reminders | Yesfrom the entry plan | Yesfree plan included |
| Design & interface | ||
| Ready-made invoice designs | Yeswith live preview | Partially3 layouts |
| Custom branding | Yeslogo, colors, layout | Yeslogo & color, even free |
| International & compliance | ||
| Available in Germany & Austria | Yes | NoSquare does not operate there |
| Germany & Austria (§14 UStG / §11 öUStG) | Yespreconfigured | No |
| Foreign currencies | Yes | Noone currency per account |
| Limits & price | ||
| No fee per payment | Yessubscription, not commission | No3.3% + 30¢ on the free plan, 2.9% + 30¢ with a subscription |
| Entry price (net/month) | from €9 | free plan $0; Plus $49 per location |
Square Invoices pricing and feature claims per the vendor, verified on July 31, 2026. Prices net; subject to change.
When Square Invoices is the better choice
To be fair: if you run a shop or in-person services with a Square terminal, Square Invoices is a seamless free add-on. Billy has no POS system — it is built for invoice senders, not the counter.
See all Square Invoices alternatives