Square Invoices alternative

Backbone vs. Square Invoices: an assistant instead of a payment terminal

Square Invoices is the invoicing arm of the Square payments ecosystem: unlimited free invoices, monetized through card processing. For shops already using Square terminals, that is coherent.

For freelancers in the DACH region, though, Square fails at the first hurdle: it does not operate in Germany or Austria, and per the vendor you cannot move an existing account to another country. On top of that, Square's AI only answers questions about your business data and explicitly cannot take actions on your account.

When German and Austrian freelancers pick Backbone over Square Invoices

Square optimizes for payment volume in its own ecosystem. Backbone (formerly Billy) optimizes for you spending less time on paperwork.

  • Usable in Germany and Austria at all — Square does not operate there
  • Draft an invoice from one sentence; Square's AI cannot take actions
  • Mandatory-detail check under §14 UStG and §11 UStG in one account
  • Invoices in EUR, USD, GBP or CHF — Square allows one currency per account
  • No incentive conflict: Backbone earns on the subscription, not on your payments

Backbone vs. Square Invoices at a glance

Comparison of Backbone and Square Invoices
BackboneSquare Invoices
AI & automation
Create an invoice from an AI promptYesBackbone AI, asks before sendingNo
AI executes actionsYesafter your confirmationNoSquare AI only answers questions about your data
Automatic payment remindersYesdunning with interest; own schedule from StudioYesfree plan included
Design & interface
Ready-made invoice designsPartiallytwo templates (Basic, Minimal), live previewPartially3 layouts
Custom brandingPartiallylogo, accent color, two templatesYeslogo & color, even free
International & compliance
Available in Germany & AustriaYesNoSquare does not operate there
Germany & Austria (§14 UStG / §11 öUStG)Yesmandatory-detail check while you writeNo
Foreign currenciesYesEUR, USD, GBP, CHFNoone currency per account
Limits & price
No fee per paymentYessubscription, not commissionNo3.3% + 30¢ on the free plan, 2.9% + 30¢ with a subscription
Entry price (net/month)from €19 incl. VATfree plan $0; Plus $49 per location

Square Invoices pricing and feature claims per the vendor, verified on July 31, 2026, prices net. Backbone details per back-bone.io as of October 9, 2026; Backbone prices incl. VAT. Subject to change.

Backbone in detail

When Square Invoices is the better choice

To be fair: if you run a shop or in-person services with a Square terminal, Square Invoices is a seamless free add-on. Backbone has no POS system and takes no card payments — clients pay by bank transfer (with a scan-to-pay QR code); it is built for invoice senders, not the counter.

See all Square Invoices alternatives

Frequently asked questions

How much does Square Invoices cost?
Creating and sending invoices is included on the free plan; Square earns on payment processing — 3.3% + 30¢ per card payment on Free, 2.9% + 30¢ on a paid plan, 1% ACH. Square has moved to unified plans: Free $0, Plus $49 and Premium $149 per location per month; the former standalone "Invoices Plus" at $20 is a legacy plan (as of July 2026). Backbone starts at €19/month incl. VAT with no per-payment fee.
Does Square Invoices work for German invoices?
No — Square does not operate in Germany or Austria at all. Supported countries include the US, Canada, Australia, Japan, the UK, Ireland, France and Spain, and per the vendor you cannot change an existing account's country. German §14 UStG mandatory fields, the small-business exemption and reverse charge are therefore absent. Backbone checks those mandatory details while you write.
What is the main difference between Backbone and Square Invoices?
Square Invoices is a free invoicing tool inside Square's payments ecosystem, funded by card fees — and unavailable in Germany and Austria. Backbone is a subscription invoicing, receipts and time-tracking tool with an AI assistant, built for Germany and Austria, regardless of how your clients pay. If you take card payments at a counter in the US, you need Square instead.
Can I try Backbone for free?
Yes — a 7-day trial with a card on file at Stripe, €0.00 due today. Cancel monthly, no minimum term. There is no permanently free plan.

Independent of card fees

Try Backbone for 7 days — card on file, €0 due today.

Legal notice: general information, not legal or tax advice within the meaning of the German StBerG or RDG; no client relationship arises. No warranty as to accuracy, completeness or currency. Liability is excluded to the extent permitted by law; intent, gross negligence and injury to life, body or health remain unaffected. For your own case, your tax adviser or lawyer governs.