QuickBooks alternative

Billy vs. QuickBooks: do you really need the whole accounting suite?

QuickBooks Online is the standard for US accounting — powerful, but starting at $38/month with a feature set freelancers rarely use. Billy focuses on the part that gets you paid: invoices from an AI prompt, automatic payment reminders, professionally designed templates.

And if you invoice European clients: QuickBooks does not know German or Austrian invoice law. Billy creates compliant invoices for the US, Germany and Austria in the same account.

Why freelancers pick Billy over QuickBooks

QuickBooks can now draft an invoice from a prompt — but as a beta or via a connector, and capped at 25 prompts a month. In Billy that is the mature core feature, and the resulting invoice is German- or Austrian-correct.

  • From €9 instead of from $38 a month — a fraction of the price
  • Prompt-to-invoice as a mature core feature, not a beta with a prompt cap
  • US, German and Austrian compliant invoices in one account
  • Invoices in German; QuickBooks supports six languages and German is not one
  • Set up in minutes — no chart of accounts, no bookkeeping vocabulary

Billy vs. QuickBooks at a glance

Comparison of Billy and QuickBooks
BillyQuickBooks
AI & automation
Create an invoice from an AI promptYescore featurePartiallybeta or via connector only; 25 prompts/month
AI executes actions (send, update)Yesafter your confirmationPartiallydrafts; vendor says it never sends on its own
Automatic payment remindersYesfrom the entry planYesup to 3, all plans
AI receipt capture (OCR)Nodeliberately notYes
Design & interface
Live preview while typingYesNopreview only via print/download
Custom brandingYeslogo, colors, layoutYesall plans
International & compliance
Germany & Austria (§14 UStG / §11 öUStG)YespreconfiguredNoUS product
Invoices in GermanYesNo6 languages, German not among them
Foreign currenciesYesPartiallyEssentials ($75) and up
Limits & price
Bookkeeping & US taxesNodeliberately notYescore strength
Entry price (net/month)from €9 — one plan, all featuresfree tier: 2 invoices/month; Simple Start $38, Essentials $75, Plus $115

QuickBooks pricing and feature claims per the vendor, verified on July 31, 2026. Prices net; subject to change.

When QuickBooks is the better choice

To be fair: if you run a US business with full accounting needs — bank feeds, tax categories, payroll integration — QuickBooks is the complete package with a huge ecosystem. Billy does not replace an accounting system; it makes invoicing and dunning radically simple.

See all QuickBooks alternatives

Frequently asked questions

How much does QuickBooks cost?
QuickBooks Online starts at $38/month (Simple Start); Essentials is $75, Plus is $115 (as of July 2026), and there is a free tier capped at 2 invoices a month. Intuit announced price changes for renewals from August 2026 without publishing amounts. Billy starts at €9/month.
What is the main difference between Billy and QuickBooks?
QuickBooks is a full accounting system with AI support. It can draft an invoice from a prompt, but only as a beta or via a connector and with a monthly prompt cap. Billy is built around that from the ground up — and the invoices it produces satisfy German and Austrian law, at a fraction of the price.
Can Billy invoice European clients compliantly?
Yes. Billy ships preconfigured templates for German (§14 UStG) and Austrian (§11 öUStG) invoice law, including the small-business exemption and reverse charge — plus standard US invoices.
Can I try Billy for free?
Yes — 7 days free, no credit card. There is no permanently free plan.

Invoicing without an accounting degree

Try Billy free for 7 days — no credit card.